Homebuyer Resources

Los Alamos County has partnered with The Housing Trust, a nonprofit dedicated to making homeownership more accessible and affordable. With over 20 years of experience and a track record of developing 700+ homes, The Housing Trust offers vital resources like down payment assistance, home rehabilitation support, mortgage reduction programs, and HUD-certified counseling. This collaboration aims to help local residents achieve homeownership through expert guidance and financial assistance.

Through these initiatives below, Los Alamos County and The Housing Trust are committed to making homeownership more attainable and sustainable.

Homebuyer Assistance Program

This program helps income-qualified households achieve homeownership by providing down payment assistance through a subsidy loan. This financial support makes buying a home more accessible without increasing monthly expenses. The loan requires no monthly payments and is repaid only if the home is sold or vacated. Funded by Los Alamos County, this initiative ensures families can secure homes within their means, fostering long-term stability in the community.

Learn More and Apply

Home Renewal Program

Designed for income-qualified homeowners, the HRP helps improve the safety, comfort, and livability of existing homes. Instead of short-term fixes, this program provides funding for essential home improvements, enhancing both individual properties and the surrounding neighborhood. Like the Homebuyer Assistance Program, the HRP offers subsidy loans with no monthly payments, requiring repayment only if the home is sold or vacated.

Learn More and Apply